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There is no standard repayment period for a "long-term" personal loan. Nonetheless, "long-term" generally describes a loan with a prolonged repayment schedule — preferable for borrowers looking to spread out payments over a longer period of time.
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A type of loan that has an extended time period for repayment usually lasting between three and 30 years. Car loans and home mortgages are examples of long-term loans.
long term loan. A form of debt that is paid off over an extended time frame that exceeds one year in duration. Obtaining a long term loan provides a business with working capital that it can use to purchase assets, inventory or equipment which can then be used to create additional income for the business.
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Long-term debt is a given variable for any company, but how much debt is acquired plays a large role in the company's image and its future. Bank loans and financing agreements, in addition to bonds and notes that have maturities greater than one year, would be considered long-term debt.
Long term loans can cost more as you pay interest for longer. But finding the cheapest rate will help keep the cost down. Compare loans that can offer you the best deal over a longer term. These loans can offer unsecured borrowing for up to 10 years at lower rates than some short term deals. Get the loan with the lowest APR to save money.
Long-Term Loan Information Looking for more long-term loan information? Check out these pages: Stafford Loans; Parent Loans; Emergency Short-Term Loans
When you submit a loan request on PersonalLoans.com, ... Personal loans should not be used as a long-term ... Your loan amount, APR and repayment term will vary ...